High Yield CDs
Earn top CD rates with guaranteed earnings and 100% deposit insurance, no matter how much you save. Our high yield CDs are a safe and secure way to invest with a trusted online bank. Grow your money even faster with our special 24 Month Investment CD, which lets you add money anytime.
Some of the Best CD Rates Online Banks Have to Offer
| Term | Interest Rate | APY* | Minimum Deposit |
|---|---|---|---|
| 3 Month CD | 3.93% | 4.00% | $500.00 |
| 6 Month CD | 4.31% | 4.40% | $500.00 |
| 12 Month CD | 3.88% | 3.95% | $500.00 |
| 15 Month CD | 3.88% | 3.95% | $500.00 |
| 18 Month CD | 4.07% | 4.15% | $500.00 |
| 21 Month CD | 3.15% | 3.20% | $500.00 |
| 24 Month Investment CD | 4.17% | 4.25% | $500.00 |
| 36 Month CD | 0.85% | 0.85% | $500.00 |
*APY – Annual percentage yield. $500.00 minimum deposit needed to open the account and obtain the APY. Penalty for early withdrawal. Rate may change at end of term. Fees may reduce earnings. APY accurate as of 7/5/2025.
See how much you could earn with our high interest CDs:
The Benefits of Bank5 Connect's High Yield CDs
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Fully Insured Deposits
Your money is 100% protected, even beyond the FDIC limit of $250,000.
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Low Minimum
Earn interest with as little as $500.
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No Monthly Fees
Keep what you earn with no maintenance charges.
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Add-On CD Options
Add funds during your CD term with our special 24 Month Investment CD.
Got questions? Browse our FAQs to learn more.