High Yield CDs
Competitive CD rates with guaranteed returns and 100% deposit insurance, regardless of your balance. Our high yield CDsare a safe and secure investment from a trusted online bank. And, with our special 24-Month Investment CD, you can add funds throughout your CD’s term to maximize your savings.
Some of the Best CD Rates Online Banks Have to Offer
| Term | Interest Rate | APY* | Minimum Deposit |
|---|---|---|---|
| 3 Month CD | 3.93% | 4.00% | $500.00 |
| 6 Month CD | 4.31% | 4.40% | $500.00 |
| 12 Month CD | 3.88% | 3.95% | $500.00 |
| 15 Month CD | 3.88% | 3.95% | $500.00 |
| 18 Month CD | 4.07% | 4.15% | $500.00 |
| 21 Month CD | 3.15% | 3.20% | $500.00 |
| 24 Month Investment CD | 4.17% | 4.25% | $500.00 |
| 36 Month CD | 0.85% | 0.85% | $500.00 |
*APY – Annual percentage yield. $500.00 minimum deposit needed to open the account and obtain the APY. Penalty for early withdrawal. Rate may change at end of term. Fees may reduce earnings. APY accurate as of 6/14/2025.
How much could our high interest CDs earn you?
The Benefits of a Bank5 Connect's High Yield CDs
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Unlimited Protection
Your deposits are 100% insured, even for amounts over the FDIC limit of $250,000.
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Low Minimums
Our high yield CDs earn interest on balances as low as $500.
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No Monthly Fees
Online CDs that let you keep what you make. No monthly maintenance charges!
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Flexibility
Deposit additional funds throughout your term with our special 24-Month Investment CD.
Questions? Browse our FAQs to learn more