High-Yield Certificates of Deposit

Grow your money. Not your risk.

Offering competitive rates, guaranteed returns and 100% deposit insurance regardless of your balance, our High-Yield CDs are a safe and secure investment from a trusted online bank. And, with our special 24-Month Investment CD, you can add funds throughout your CD’s term to maximize your savings.

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Trustpilot
Rated 4 out of 10 based on 425 reviews. See some of the reviews here.
Matthew
Trustpilot
March 07
I've been with them for years!
I've been with them for years!
Joslyn
Trustpilot
February 17
Nice people
Nice people, they get the job done
rachel
Trustpilot
February 14
She was Incredibly helpful
She was Incredibly helpful! Very easy process!! They even sent me a few card covers that I like so much to use on my replacement card.
IBBL
Trustpilot
January 17
Bank5 Connect very good
Bank5 Connect very good
Cheryl
Trustpilot
January 14
Quick resolution without extra hassle
Quick resolution without extra hassle
Harry Jordan
Trustpilot
January 11
Today I opened a card in this bank and…
Today I opened a card in this bank and I want to say that I have never seen such a service as in Bank5 Connect. The staff is so polite, the consultant with whom we processed the documents answered all my questions and, in general, the card was issued instantly. I thank him for such professionalism.
customer
Trustpilot
November 30
Whenever I called
Whenever I called, I always had a polite, friendly and knowledgeable customer service agent speak with me.
Noah
Trustpilot
November 08
People are always kind
People are always kind, well-informed, and more.
Mariana Llamas-Cendon
Trustpilot
October 19
Fast, easy and no hassle
It was fast, easy and without any pain or hassles.
New Customer
Trustpilot
October 06
It was convenient and quick to apply…
It was convenient and quick to apply online. The customer service was prompt and exceptional. Recommendable to others.
customer
Trustpilot
October 06
Friendly and helpful
I called them with a question about updating my information and the person answering the phone was very friendly and helpful and the problem was resolved in short order.
MTK
Trustpilot
October 06
Great service!
Great service!
JA Hill
Trustpilot
September 29
Great Customer Service
I had to call customer service to get my daily spending limit raised while buying a new car. The representative was extremely helpful and friendly. She handled my request quickly. I was delighted!
Kimberly
Trustpilot
September 29
Helped immediately and was efficient.
Helped immediately and was efficient.
David
Trustpilot
September 28
Simple, Quick and Easy
Setting up our joint bank account was simple and quick. We have enjoyed the ease of use.
BRIAN T
Trustpilot
September 21
Top Notched Bank!
Best Bank as far as rates and security, pleasant customer service, fast and secured access to services!
Albert Them
Trustpilot
September 08
It was easy to purchase a CD
It was easy to purchase a CD. Thanks for setting things up so smoothly.
Narjis
Trustpilot
September 02
Staff was friendly
Staff was friendly, courteous and helpful
Dalon
Trustpilot
August 31
Personalized Service
We got very personalized service from a representative who gave us her private line to contact her if we had any questions or concerns. They have been great to deal with.
Thomas
Trustpilot
August 24
Very prompt and professional help!
Very prompt and professional help!
Betty Woolard Goddard
Trustpilot
August 23
The agent I spoke with was very polite…
The agent I spoke with was very polite and helpful to me. It is nice doing business with someone who seems to care. I also did not have to wait for a representative to answer my call.


Today’s Rates for Bank5 Connect CDs

 
Product Interest Rate APY* Minimum Deposit
6 month CD 4.65 % 4.75 % $500.00
12 month CD 4.17 % 4.25 % $500.00
15 month CD 2.81 % 2.85 % $500.00
18 month CD 3.15 % 3.20 % $500.00
21 month CD 3.15 % 3.20 % $500.00
24 month Investment CD 3.25 % 3.30 % $500.00
36 month CD 0.85 % 0.85 % $500.00
 
THIS HIDDEN TABLE USED BY CALCULATOR. DO NOT DELETE.
TERM APY RATE
6 4.75 % 4.65 %
12 4.25 % 4.17 %
15 2.85 % 2.81 %
18 3.20 % 3.15 %
21 3.20 % 3.15 %
24 3.30 % 3.25 %
36 0.85 % 0.85 %

*APY = Annual Percentage Yield



 
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  • Unlimited Protection – Your deposits are 100% insured, even for amounts over the FDIC limit of $250,000
  • Low Minimums – Earn interest on balances as low as $500
  • No Maintenance Fees – Keep what you make without monthly maintenance charges
  • Flexibility – Deposit additional funds throughout the term with our special 24-Month Investment CD
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*APY – Annual percentage yield. $500.00 minimum deposit needed to open the account and obtain the APY. Penalty for early withdrawal. Rate may change at end of term. Fees may reduce earnings. APY accurate as of 3/31/2023.