High Yield CDs
Top online CD rates plus 100% deposit insurance, no matter how much you save. Our high yield CDs are a safe and secure way to grow your money with a trusted online bank.
Some of the Best CD Rates Online Banks Have to Offer
| Term | Interest Rate | APY* | Minimum Deposit |
|---|---|---|---|
| 3 Month CD | 3.15% | 3.20% | $500.00 |
| 6 Month CD | 3.93% | 4.00% | $500.00 |
| 12 Month CD | 3.93% | 4.00% | $500.00 |
| 15 Month CD | 3.15% | 3.20% | $500.00 |
| 18 Month CD | 3.93% | 4.00% | $500.00 |
| 21 Month CD | 3.15% | 3.20% | $500.00 |
| 36 Month CD | 0.85% | 0.85% | $500.00 |
*APY – Annual percentage yield. $500.00 minimum deposit needed to open the account and obtain the APY. Penalty for early withdrawal. Rate may change at end of term. Fees may reduce earnings. APY accurate as of 10/3/2026.
See how much you could earn with our high interest CDs:
The Benefits of Bank5 Connect's High Yield CDs
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Fully Insured Deposits
Your money is 100% protected, even beyond the FDIC limit of $250,000.
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Low Minimum
Earn interest with as little as $500.
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No Monthly Fees
Keep what you earn with no maintenance charges.
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Variety of Term Lengths
Whether you want to store funds for few months or several years, we have a CD term to fit your needs.
Got questions? Browse our FAQs to learn more.